{"id":14887,"date":"2017-03-10T13:19:21","date_gmt":"2017-03-10T12:19:21","guid":{"rendered":"https:\/\/paycentive.de\/?page_id=14887\/"},"modified":"2025-10-16T07:01:43","modified_gmt":"2025-10-16T05:01:43","slug":"financial-institutions","status":"publish","type":"page","link":"http:\/\/paycentive.de\/en\/financial-institutions\/","title":{"rendered":"Financial Institutions"},"content":{"rendered":"

<\/span>
<\/div><\/div><\/div>

Top of the wallet \u2013 with payment-linked incentives<\/h1>\n

The market for payments is highly competitive.
\nBanks and payment providers cannot maintain a USP through basic payment features
\nany more. Rewards and loyalty programs become the key success factor in the \u201ebattle for payments\u201c.<\/p>\n

Paycentive integrates loyalty into almost any given payment method by providing cashback rewards for payment transactions at local stores, national brands and online-shops.<\/p>\n

Unlike traditional loyalty programs, paycentive is whitelabeled and perfectly integrated into the payment process. It provides added value and additional revenue for financial institutions and participating merchants alike while offering outstanding and easy to use benefits for customers.<\/p>\n

Since its market start in Oktober 2014, Paycentive onboarded already 17 banks (all of them members of Germanys largest banking group \u201cSparkassengruppe\u201d) with more than 6 million customers and more than 2.000 merchants in Germany and plans for even faster growth in the future.<\/p>\n

<\/p>\n<\/div>

<\/div><\/div><\/div><\/div><\/div>

The advantages at a glance<\/span><\/h2>\n<\/div>
<\/div><\/div><\/div>
<\/div><\/div><\/div>
  • <\/i><\/span>
    unique and measurable customer value<\/span><\/div><\/li>
  • <\/i><\/span>
    product differentiation in the “map jungle”<\/span><\/div><\/li>
  • <\/i><\/span>
    conversion of cash payers to card payers<\/span><\/div><\/li>
  • <\/i><\/span>
    \n

    measurable increase in yield<\/span><\/p>\n<\/div><\/li><\/ul>

    <\/div><\/div><\/div>
    • <\/i><\/span>
      supports compensating for regulatory effects<\/span><\/div><\/li>
    • <\/i><\/span>
      full service solution, very low own IT effort<\/span><\/div><\/li>
    • <\/i><\/span>
      ideal addition to the introduction of new account models<\/span><\/div><\/li><\/ul>
      <\/div><\/div><\/div>
      <\/div><\/div><\/div><\/div><\/div>
      <\/div>